Tuesday, September 11, 2018

How to Create a Budget for Your Fall Wardrobe







First it is recommended that you spend 5% of your take home income per month on clothing. To discover the amount you make base on how much your check or direct deposit is each month and multiple by .05. Everyone income may be different depending on if they are paid commission or tips. Those who earn their income on freelancing will also have a different income each month.  Also, you may be like me and are trying to pay your way through school (or pay off). You may want to spend your money on tuition and books instead of new clothing. How much you spend each month is up to you,your income, and your situation.  I  included tips to help you create a budget. Also I have included affordable options and more expensive items because I know everyone's income and spending will be different.


How Much Do I Really Spend?


This is the first question that you may have to ask yourself. Inorder to figure this out you have to keep track on how much you spend a month. You also have to understand how much you have spent in the past.

Check Your Budget 


First see how much you have to spend a month on bills, rent (mortgage), food and car payment. You don't want to spend your rent money on clothing! So figure out much you have to spend on these necessities first before planning on your clothing budget.

Invest in Quality


When you invest in quality pieces to make sure that you get the most of your wardrobe staples. This will prevent from having to buy more items in winter or next year. In the long run you will save more money by buying quality pieces.





You may have to Wait On Some Things





Also, if you want to invest in quality pieces you may want to wait and not purchase them now! For example, if you want to buy a pair of  boots that cost $250 and you know they are of excellent quality, wait until fall comes. Once fall comes does shoes will be marked down. Check back around Columbus Day for the shoes and they may be marked down. That way you were able to buy somethings that lasts a long time in your closet and saved money.






Shop Your Closet 








Before you buy anything check and see what you have in your closet first. You may have things in your closet you have not even worn yet! Most people really do not utilize everything in their closet. Also, by shopping your closet you can also discover what you already have. This will prevent you from buying the exact same thing twice or buying something you really do not need.






Buy Thrift
To help you find quality pieces you may want to buy thrift.  Most consignment shops have designer pieces but at a affordable prices. You may find a lot of items that still have price tags on them.


Try a No Spend Challenge 


Right now I am doing an  another no spend challenge which I focused on beauty products, office supplies, music, and clothing. This allows me to save money to be able to buy what I need next month. It also allows me to use what I have first.




Stores that match your budget 



When you want to start building your wardrobe there are a few stores that may want to shop at according to your budget.


Around $150 a month budget: 


If you plan on spending around $150 a month or so on clothing you can find excellent items at H&M, Mango, ASOS, Zara, and Topshop. These are a few stores you can shop at for wardrobe.

Around $250 a month budget:



 For those who make around $60, 000 a year you may want to budget your monthly budget $250. The stores you can find items are J Crew, Nordstrom, and Maxwell.

Around $375 a month budget: 


 Shopbop is an excellent realtor to shop at for those who want to find a variety of brands for their budget.



Wardrobe Basics List 




This is a casual wardrobe list of fashion you can wear in fall and other seasons as while. When you create your wardrobe list focus on classic pieces that never go out of style.  Pieces that you can wear for years to come and style it in a variety of ways. 



Feature Items: 
Similar Items: 
Knit Cardigan - Gray • H&M • $24.99
Rib Knit Wool & Cashmere Cardigan • Halogen • $149
Long Sleeve Open Front Cardigan • ST. JOHN'S BAY • $44

Cardigans can help you transition shorter sleeve items into another season. You can also wear your cardigan in the winter months when you layer it with your long sleeve shirts.



2. Stripe Sweater Featured: Stripe Sweater • Veronica Beard • $248

Perfect sweater that you can dress up and down.

 Similar Items: 

 Plus Striped Dolman Sweater • LOFT • $44.99
Striped Crewneck Cashmere Sweater • Lord & Taylor • $99.99
Striped Dolman Sweater • LOFT • $49.50


3. Denim Jacket Featured:  Denim Jacket - Blue • H&M • $24.99
A casual jacket you can wear with denim or any other material.

Similar Items: 
Denim Jacket • Madewell • $118
Oversize Denim Jacket • Topshop • $90


4. Black Dress Featured: Sentimental NY Ponte Sheath Dress • $48'

Even though this is a casual wardrobe list this dress you can wear to work or for play.

Similar Items: 
Women's Plus Size Elbow Sleeve Ponte Sheath Dress • Lands' End • $89.95
Lace Side Sheath Dress • Maggy London • $100.80
Eliza J Bateau Neck Crepe Sheath • Eliza J • $158
Seasonless Stretch Elbow Sleeve Sheath Dress • Ann Taylor • $139


5. Ballerina Flats Featured:  Leather Ballet Flat • MICHAEL Michael Kors • $59.40–99

Also another staple great for work or your time off. Would look great with your skirts, dresses, or jeans.

Similar Items:
Sam Edelman Felicia Flats • Sam Edelman • $100
Chanel CC Cap-Toes Flats • Chanel • $297.50




6. Tote Bag Featured:  Cameron Street Lucie Saffiano Leather Tote • Kate Spade • $298

Perfect for work or when you go run errands. 

 Similar Items: 

MANGO Pebbled tote bag • MANGO • $39.99
Small Leather Tote • Vince Camuto • $148


7. Ankle Boots Featured:  suede Chelsea boots • Steve Madden • $47

One of the perfect boots that look great with your jeans or your dresses.

Similar Items: 
Suede chelsea boots • Steve Madden • $129
Walker Boot • Rag & Bone • $332 

8. Gray Sweater Featured: Fine-knit Sweater - Gray • H&M • $17.99

You can layer this sweater or wear it by yourself.

Similar Items:

 Fine-knit Sweater - Gray • H&M • $17.99
Bead sweater • MANGO • $49.99
Wool sweater • Acne Studios • $300

9. White T-Shirt Featured:  Slub Cotton-jersey T-shirt - White • Madewell • $20

You can layer it your cardigan or wear it with your jacket.

Similar Items: 

MANGO Organic cotton t-shirt • MANGO • $4.99
BP. Raw Edge V-Neck Tee • BP • $17
Contrast Crew Tee • Abercrombie & Fitch • $18–20

10.Long Skirt Featured:  Long Denim Skirt - Black • H&M • $69.99

This denim skirt will be great with your boots or your flats.

 Similar Items: 
Ann Taylor Button Front Denim Skirt • Ann Taylor • $29.88
Slit-front denim maxi pencil skirt • Raey • $157


11. Trench Coat Featured:  Double-breasted Cotton Coat - Beige • H&M • $299

Perfect for rainy days.

Similar Items: 
Belted Trench Coat • New York & Co. • $69
Long Belted Trench Coat • New York & Co. • $69
Dion Trench Coat • J.Crew • $228
Trench coat with lace insert • Sandro • $252



Conclusion: 

Overall, whatever you do remember that what you buy is up to your budget. Regardless of what your budget maybe you can find some beautiful and affordable clothes. Pick what you love and what you want to wear in fall and any other season.












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